Will Online Apps Prevent Consumer Waste Or Embolden Customers To Buy More Stuff?

If Apps using artificial intelligence help us all use less, share more, recycle things to others – then, will this hurt retailers and retailing due to reduced consumption? Will it prevent all the discarded waste, underutilized stuff we buy and own? Many believe it will. Take the sharing economy companies with popular apps; Lift, AirBnB, NetJet, Uber and other such concepts. Many corporations that build or manufacture vacation homes, hotels, automobiles and corporate jets are worried about their future, they see opportunities but also decreased volume, loss of economies of scale, overall "pie" reduction even if they garner a larger piece of that pie (Market Share) in such a future.

If everyone shares cars, aircraft, extra rooms, then of course; fewer rooms will be rented, and aircraft and cars purchased. This has economic implications of course, manufacturing and hospitality jobs for instance. Still, it provides efficiency to consumers, so, less waste, lower costs (due to sharing) and that is a plus positive for quality of life and higher standard of living – no need to buy an expensive car, share a car with others, or buy a corporate jet, share instead. Makes sense (cents) right, no actually it makes dollars.

Indeed the very same new communication technology to bring buyers and sellers together; Artificially Apps also make it easier for consumers to buy, and since consumers enjoy buying, this creates more purchases, more spending, and more consumerism. More consumerism means more redundancy, more waste, right? Sure, when capitalism speeds up its efficiency of exchange through digital money transfer, instance purchases, immediate delivery – we find more abundance due to increase in the ease of trade.

So, on one hand we have a threat to jobs and big changes to industries and certain sectors of our economy due to our new apps and smartphone mobile technology – and, then on the other hand we have a tool to help sell more stuff, faster and make more revenue and less cost, allowing corporations to enjoy increase shareholder's equity and quarterly profits while passing on some of that savings in lower prices to consumers.

When consumers buy more stuff, their homes fill up with more junk and each year a portion of the cluster gets donated to the local Thrift Stores. So, we should see more items that are bought by way of customer rewards programs, and apps from a certain sellers that have perfected that game. Okay so, we should be watching for lots of cheap Chinese made consumer goods showing up in mass at the second hand stores. While larger items like cars, planes, and time shares will decrease in the next couple of decades "IF" these current trends continue. Please consider all this.

What Every Man Should Know About Online Fashion Shopping

Online fashion shopping is growing in popularity because of its ease and convenience. The greatest thing about it is you do not have to leave the comfort of your home. You can browse through selections and purchase items just by clicking on buttons. In some cases, online retailers carry more items than actual outlets. These are just a few reasons why more consumers are shifting to this alternative.

You will find many retailers offering different kinds of clothes. Although this is the case, not all provide consumers with quality goods. Be aware of this while you shop for items to add to your collection. Here are a few tips to keep in mind before you shop. Look for these the next time you shop for mens clothing online.

Fresh looks and extensive collections

Do your shopping with retailers offering the latest trends. The world of fashion is constantly changing and only a few can keep up. Keep yourself updated about what’s in style and what’s not, and apply this knowledge when shopping. Buy from retailers featuring the latest seasonal collections to ensure your wardrobe is up to date.

The complete look – pants, shirts, and the right accessories

Do not waste your time on places selling only tops or the opposite. This will make it difficult for you to mix and match pieces. Online shops offering the whole package make it easier for you to determine which pieces go well with which. It is best to go with those offering you a one-stop shopping trip.

Reasonable prices

Men’s clothing may be more expensive than women’s most of the time, but this does not mean you should buy the first thing you find. Make sure you get value for your money. You can spend a little more on a clothing staple such as a classic shirt. You can use this for many occasions, and getting a product that will last a long time is worth the extra bucks. Look for bargains if you want to buy statement and signature pieces.

Expect to spend a little more for things like suits. This is the most elegant piece you will have in your wardrobe and it is important you select carefully. Quality is important. It should have the right cut and colour, and be made of the right fabric as well.

Style recommendations

The truth is that only a select few men know how to dress themselves – and dress well, at that. One handy tool to look out for is style suggestions. This is where they feature a particular look on a model and list down the items completing the ensemble. For pieces not parts of a ‘complete look,’ seek ideas and suggestions of what to buy it with. This tool will come in handy for those who have difficulty mixing and matching different items. Professional stylists put these looks together and buying the total package will ensure you look your best.

Detailed sizing charts

The biggest downside of online fashion shopping is not being able to try on the clothes before purchasing. Detailed sizing charts are the solution to this problem. This important tool will help you figure out which fits suit your body type. It will make shopping for mens clothing online a more pleasant and fulfilling experience.

Financial Planning the Right Way: Mapping Your Future With a Professional Financial Advisor

Anyone can write a financial plan, or at least it looks that way. You can consult your banker, go to a brokerage firm, or hire someone who calls himself or herself a financial planner to prepare a plan for you. Financial planning simply is not that complicated, right?

Let's consider what's included in a comprehensive financial plan. There's a section on what happens if you died today. Will estate taxes be due? Does your estate have enough liquidity? Another section outlines what happens if you become disabled or need long-term care. Have you saved enough for retirement? And how will you pay for your kids 'or grandkids' college education? What about charitable giving, income tax savings, and investment allocation?

The first place to start is selecting the right person to develop a financial plan. Find someone with a fiduciary responsibility such as a Certified Financial Planner ™.

It is important to seek out someone who will listen to your objectives and design a plan to meet your goals. Be sure the person you choose to draft your initial financial plan is familiar with how the planning you do in one area affects exit in another. For example, what you do in the area of ​​investment planning can affect your tax planning. What you do to provide for asset protection can affect your estate planning, and so forth.

A sound financial plan should also address how you are expected to have when placed in a variety of scenarios. The only certainty in life is that the unexpected will always happen. When placed in an unexpected situation, most people will tend to make major decisions based on emotion, and then try to rationalize them, underlining their long-term planning. Therefore, a solid financial plan should be flexible enough to accommodate the unexpected. This is especially true in the investment-planning arena. It is important to have a written investment policy statement to help protect your portfolio from unplanned and impulsive revisions of sound long-term policy. Especially in times of market turmoil, investors without an investment policy statement are inclined to make investment decisions that are inconsistent with prudent investment management principles – and their best interest. Your investment policy provides an agreed-upon and well-thought-out framework from which sound investment decisions will be made.

Many people believe the process ends once the plan is written. But good financial planning means regularly monitoring and adapting strategies to ensure you're meeting your goals. Remember, you're not just trying to create an end product that will not ever need to change. You're developing a map that will help guide you toward financial stability. And regular comparisons of where you planned to be in the future with where you actually end up can generate important discussions about why you ended up where you are. Are you ahead of plan because your investment portfolio did better than expected, were taxes lower than expected, or maybe you spent less than expected? The reason you end up at a particular place is important to understand because that determinates what types of adjustments might be needed for your plan A financial plan that's developed with the help of a professional financial planner could be the right map to help you reach your financial destination.

Many people can help you prepare a financial plan, but the most successful plans are crafted by professional planners which allegiance is to you, the client. Professional planners have the credentials and understanding to know how the different areas of financial planning affect one another so they can help determine what is right for you. And professional financial planners will follow up with you after the plan is in place to assist in analyzing deviations from the plan in order to make competent adjustments to steer you away from failure.

Attractive Guess Handbags – New Collection

Every women in this world wants to look pretty, stylish, elegant and fashionable. To complete their entire look, women spend hours and hours shopping for their dresses, shoes and other accessories. If we are talking about fashion and style, we cannot forget to mention how important handbags are. A handbag is not only a fashion accessory, it is indeed a necessity.

Guess is a well known and a famous brand. Like other big brands, Guess is not very expensive and many women can afford to buy an original guess handbag as well as a replica. If you go through the wardrobe of a fashion conscious woman, you will definitely find a huge variety of Guess handbags. This brand is not only famous for handbags but for other accessories as well.

Guess has an amazing collection of handbags and most of the people who love to carry branded handbags do not have to compromise on replicas because Guess is easily affordable. You can find perfect quality, design, and material in Guess handbags. Guess has made it easy for people to buy perfect designer handbags without having to worry about the cost.

Guess has the most attractive and hot collection of handbags. They have a huge range of handbags, purses and bags. It is impossible to find so much variety at reasonable prices. The new collection of Guess handbags is welcomed by people who are aware of fashion and can acknowledge good and stylish stuff. The latest collection of Guess handbags is a mixture of contemporary and luxury designs. The collection also consists of bags with bohemian and traditional looks.

The new collection of Guess handbags has made the leather handbags popular once again. You can find a huge variety of leather purses, bags and handbags. Guess handbags are one of the most popular handbags and women look forward to their new collection every year. Satchels offered by Guess are among the most popular handbags and they are available in different styles, colors and textures.

If you are more of a casual person, the new collection offers Hobo bag from Guess. This bag has been specially designed for casual people and casual functions. If you are going to a formal event, you can find a huge collection of formal handbags as well. Another famous bag from Guess is Gelato handbags, which are very popular among students. Women love it because it has a perfect pink colour to offer.

If you are a huge Guess handbags fan, you can obviously differentiate between the original and a fake one. If you do not want to be deceived, make sure before buying that you are purchasing an original Guess. The best way to confirm is through the Guess website. Their official website displays the whole new range of handbags and if a design it is not available on the website, it is not an original Guess handbag.

Guess handbags have everything to offer to fashion conscious people. The new collection is outstanding as it has a lot of new designs, textures, and colors. The handbags are durable and stylish and the best thing is that they are not very expensive, which means anyone who is fashion conscious can buy a branded handbag.